Newfoundland & Labrador residents can borrow $100–$1500 online with instant approval, no traditional credit checks, and 24/7 secure applications — available across the island and Labrador.
Apply for an NL Payday Loan
We support borrowers from St. John’s to Labrador City — including coastal communities, remote towns, rural fishing villages, and every major region across Newfoundland & Labrador.
Newfoundland & Labrador has a unique economy shaped by fishing, offshore oil, mining, tourism, public service, and remote work. Weather-related costs, travel expenses, and the high cost of goods in rural areas often create sudden financial strain. When unexpected expenses hit, having quick access to emergency cash is essential.
RedPayday provides secure, fast online payday loan options across NL, without long delays or complex paperwork.
Payday loans in NL are regulated by the Government of Newfoundland & Labrador Consumer Affairs Division.
These rules protect NL borrowers and ensure access to safe short-term lending options.
Fill out a secure 2-minute application.
We match you with a licensed NL lender.
Full loan details are shown before you sign.
Money is usually deposited within 1 hour after approval.
We urge NL residents to use payday loans only for urgent, short-term financial needs and always review repayment terms carefully.